Morganton Savings Bank

Summit Design and Engineering Services is supporting Morganton Savings Bank in the creation of its new flagship headquarters in downtown Morganton, NC. This comprehensive, multidisciplinary effort brings together Summit’s Landscape Architecture, Architecture, Structural Engineering, Civil/Site Engineering, Geotechnical, and Construction Materials Testing teams. Positioned on an incline above a high-traffic intersection, the new facility offers exceptional visibility and was envisioned as a landmark — a “castle on the hill” — blending iconic architecture with modern transparency.

Summit worked closely with the bank to reflect its deep-rooted community values and dedication to customer service in every aspect of the design. Interior and exterior spaces — including a hospitality-style lobby, outdoor plaza, flexible teller zones, and semi-public offices and gathering areas — are all designed to foster personal connection, transparency, and adaptability.

This is an all-hands-on-deck design effort. Five of Summit’s Landscape Architecture PLAs and Designers contributed to the site layout, conceptual grading, hardscape, and planting design. Collaboration with the Owner, the City of Morganton, and NCDOT has been instrumental in moving the project forward.

Midway through early planning, the bank encountered a major challenge: construction cost estimates came in at nearly double their budget. Needing to rapidly rethink their approach, Morganton Savings Bank turned to Summit and Wilkie Construction. Together, our team shifted from a traditional Design-Bid-Build model to a collaborative design approach. We now participate in weekly meetings with the client, maintaining alignment on goals, design, and budget.

Currently through schematic design, the project is on track financially. Summit has helped identify opportunities to retain value while simplifying construction processes and reducing costs — ensuring the client can realize their vision without breaking the bank. The result is a facility that redefines the banking experience and serves as a symbol of pride for Burke County’s only local financial institution.